/* ---------- Tokens ---------- */
:root{
  --navy:#041423;
  --navy-2:#0A2238;
  --navy-3:#0F2E4A;
  --blue:#1376AD;
  --blue-dark:#0F5F8C;
  --gold:#EDBC43;
  --gold-dark:#D9A62B;
  --ink:#1C2733;
  --ink-2:#4A5866;
  --line:#E3E9EF;
  --bg:#FFFFFF;
  --bg-2:#F4F7FA;
  --font-head:'Libre Franklin',system-ui,sans-serif;
  --font-body:'Roboto',system-ui,sans-serif;
  --header-h:84px;
  --radius:10px;
  --container:1200px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto} *{transition:none!important;animation:none!important}}
body{font-family:var(--font-body);font-size:17px;line-height:1.7;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-dark)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:3px}
h1,h2,h3,h4{font-family:var(--font-head);font-weight:700;line-height:1.2;color:var(--navy)}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;top:-60px;left:12px;background:var(--gold);color:var(--navy);padding:10px 16px;font-weight:700;border-radius:6px;z-index:2000}
.skip-link:focus{top:12px}

/* ---------- Buttons ---------- */
.button{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:6px;font-family:var(--font-head);font-weight:700;font-size:15px;line-height:1;white-space:nowrap;border:2px solid transparent;cursor:pointer;transition:background .18s,color .18s,border-color .18s}
.button-gold{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.button-gold:hover{background:var(--gold-dark);border-color:var(--gold-dark);color:var(--navy)}
.button-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.button-outline:hover{border-color:#fff;color:#fff;background:rgba(255,255,255,.08)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:1000;background:var(--navy);box-shadow:0 10px 30px rgba(3,20,38,.25)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:var(--header-h)}
.brand{display:flex;align-items:center;flex-shrink:0}
.brand img{width:229px;height:auto}
.main-nav{display:flex;align-items:center;margin-left:auto}
.main-nav>ul{list-style:none;display:flex;align-items:center;gap:4px}
.main-nav>ul>li{position:relative}
.main-nav>ul>li>a{display:inline-flex;white-space:nowrap;align-items:center;gap:6px;color:#fff;font-family:var(--font-head);font-weight:600;font-size:14.5px;letter-spacing:.01em;border-radius:6px;cursor:pointer;transition:color .18s,background .18s}
.main-nav>ul>li>a:hover,.main-nav>ul>li>a[aria-expanded="true"]{color:var(--gold);background:rgba(255,255,255,.05)}
.main-nav>ul>li>a[aria-current="page"]{color:var(--gold)}
.cw-has-drop>a::after{content:"";width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-2px) rotate(45deg);margin-left:2px;opacity:.8}
.cw-caret{display:none}
.cw-drop{position:absolute;top:100%;left:0;min-width:260px;background:#fff;border-radius:10px;padding:12px 0;box-shadow:0 20px 50px rgba(4,20,35,.28);opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .18s,transform .18s,visibility .18s;margin-top:6px;z-index:1200}
.cw-drop::before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px}
.cw-drop-right{left:auto;right:0}
.cw-has-drop:hover>.cw-drop,.cw-has-drop:focus-within>.cw-drop,.cw-has-drop.is-open>.cw-drop{opacity:1;visibility:visible;transform:translateY(0)}
.cw-drop a{display:block;padding:9px 20px;color:var(--navy);font-size:15px;font-weight:500;white-space:nowrap}
.cw-drop a:hover{background:var(--bg-2);color:var(--blue)}
.cw-drop a.cw-soon::after{content:"Coming soon";margin-left:8px;font-size:11px;font-weight:700;color:var(--blue);background:rgba(19,118,173,.1);padding:2px 7px;border-radius:999px}
.cw-mega{display:grid;grid-template-columns:1fr 1fr;gap:8px;min-width:560px;padding:18px 10px}
.cw-col-h{display:block;padding:6px 20px 8px;font-family:var(--font-head);font-weight:700;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue)}
.header-cta{flex-shrink:0;margin-left:8px;padding:12px 20px}
.nav-toggle{display:none;width:44px;height:44px;border:0;background:transparent;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px;border-radius:6px}
.nav-toggle span{display:block;width:24px;height:2px;background:#fff;border-radius:2px;transition:transform .2s,opacity .2s}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- Hero ---------- */
.page-hero{background:var(--navy);color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle at center,rgba(19,118,173,.45),rgba(19,118,173,0) 70%);pointer-events:none}
.breadcrumb{list-style:none;display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:rgba(255,255,255,.7);margin-bottom:22px}
.breadcrumb a{color:rgba(255,255,255,.85)}
.breadcrumb a:hover{color:var(--gold)}
.breadcrumb li+li::before{content:"/";margin-right:8px;color:rgba(255,255,255,.4)}
.page-hero h1{color:#fff;font-size:clamp(34px,4.5vw,52px);font-weight:800;letter-spacing:-.01em;margin-bottom:16px;max-width:820px}
.page-hero .hero-sub{font-size:19px;color:rgba(255,255,255,.82);max-width:720px;line-height:1.6}
.hero-rule{width:64px;height:4px;background:var(--gold);border-radius:2px;margin:26px 0 0}

/* ---------- Layout ---------- */
.page-body{padding:64px 0 80px;background:var(--bg)}
.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:64px;align-items:start}
.page-content{min-width:0;max-width:760px}
.page-sidebar{position:sticky;top:calc(var(--header-h) + 24px);max-height:calc(100vh - var(--header-h) - 48px);overflow-y:auto;overscroll-behavior:contain;scrollbar-width:thin;padding-right:2px}

/* ---------- Content ---------- */
.legal-section{scroll-margin-top:calc(var(--header-h) + 28px);padding-bottom:44px;margin-bottom:44px;border-bottom:1px solid var(--line)}
.legal-section:last-of-type{border-bottom:0;margin-bottom:0;padding-bottom:0}
.legal-section h2{font-size:27px;margin-bottom:18px;padding-left:18px;border-left:4px solid var(--gold);line-height:1.25}
.legal-section h3{font-size:19px;margin:26px 0 10px;color:var(--navy)}
.legal-section p{margin-bottom:16px;color:var(--ink)}
.legal-section h2,.legal-section p,.legal-section li{overflow-wrap:anywhere}
.legal-section p:last-child{margin-bottom:0}
.legal-section a{text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
.legal-section ol,.legal-section ul{margin:0 0 18px 0;padding-left:0;list-style:none;counter-reset:item}
.legal-section ol>li{position:relative;padding-left:44px;margin-bottom:10px;counter-increment:item}
.legal-section ol>li::before{content:counter(item);position:absolute;left:0;top:2px;width:28px;height:28px;border-radius:50%;background:var(--bg-2);color:var(--blue);font-family:var(--font-head);font-weight:700;font-size:13px;display:flex;align-items:center;justify-content:center}
.legal-section ol ol{margin:10px 0 0 0}
.legal-section ol ol>li{padding-left:40px;margin-bottom:6px}
.legal-section ol ol>li::before{content:counter(item,lower-alpha);background:transparent;border:1.5px solid var(--line);width:26px;height:26px;font-size:12px}
.legal-section ul>li{position:relative;padding-left:26px;margin-bottom:8px}
.legal-section ul>li::before{content:"";position:absolute;left:4px;top:11px;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.callout{background:var(--bg-2);border-left:4px solid var(--blue);border-radius:0 var(--radius) var(--radius) 0;padding:20px 24px;margin:0 0 20px}
.callout p{margin:0}
.callout p+p{margin-top:10px}
.address-block{font-style:normal;line-height:1.65}
.intro-lead{font-size:18.5px;color:var(--ink-2)}

/* ---------- Sidebar ---------- */
.toc{background:var(--bg-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px 22px 18px;margin-bottom:22px}
.toc h2{font-size:13px;letter-spacing:.09em;text-transform:uppercase;color:var(--blue);margin-bottom:14px;font-weight:700}
.toc ol{list-style:none;counter-reset:toc}
.toc li{counter-increment:toc}
.toc a{display:flex;gap:10px;align-items:flex-start;padding:6px 10px 6px 12px;margin-left:-12px;border-radius:6px;color:var(--ink-2);font-size:15px;line-height:1.4;border-left:3px solid transparent;transition:color .15s,background .15s,border-color .15s}
.toc a::before{content:counter(toc,decimal-leading-zero);font-family:var(--font-head);font-weight:700;font-size:12px;color:var(--blue);opacity:.75;padding-top:2px;flex-shrink:0}
.toc a:hover{color:var(--navy);background:#fff}
.toc a.is-active{color:var(--navy);font-weight:500;background:#fff;border-left-color:var(--gold)}
.toc a.is-active::before{opacity:1}
.side-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px 24px;position:relative;overflow:hidden}
.side-card::after{content:"";position:absolute;right:-70px;bottom:-70px;width:200px;height:200px;border-radius:50%;background:radial-gradient(circle,rgba(19,118,173,.5),rgba(19,118,173,0) 70%);pointer-events:none}
.side-card h2{color:#fff;font-size:21px;margin-bottom:8px}
.side-card>p{color:rgba(255,255,255,.78);font-size:15px;margin-bottom:18px;line-height:1.6}
.side-contact{display:flex;flex-direction:column;gap:10px;position:relative;z-index:1}
.side-contact a svg{width:16px;height:16px}
.side-contact a{display:flex;align-items:center;gap:12px;color:#fff;font-weight:500;font-size:14px;padding:10px 12px;background:rgba(255,255,255,.06);border-radius:6px;border:1px solid rgba(255,255,255,.1);transition:background .15s,border-color .15s;overflow-wrap:anywhere;min-width:0}
.side-contact a:hover{background:rgba(255,255,255,.12);border-color:rgba(237,188,67,.6);color:#fff}
.side-contact svg{flex-shrink:0;color:var(--gold)}
.side-card address{font-style:normal;color:rgba(255,255,255,.7);font-size:14px;margin-top:18px;line-height:1.6;position:relative;z-index:1}

/* ---------- CTA strip ---------- */
.cta{background:var(--navy);color:#fff;padding:64px 0;border-top:1px solid rgba(255,255,255,.06)}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}
.cta h2{color:#fff;font-size:clamp(26px,3.2vw,36px);margin-bottom:10px}
.cta p{color:rgba(255,255,255,.78);max-width:560px;font-size:17px}
.cta-actions{display:flex;gap:14px;flex-wrap:wrap;flex-shrink:0}

/* ---------- Footer ---------- */
.site-footer{background:#020D18;color:rgba(255,255,255,.78)}
.footer-main{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;padding:64px 24px 48px}
.footer-brand img{width:210px;margin-bottom:20px}
.footer-brand p{font-size:15px;line-height:1.7;max-width:360px}
.footer-title{color:#fff;font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px}
.footer-links{list-style:none}
.footer-links li{margin-bottom:10px}
.footer-links a{color:rgba(255,255,255,.78);font-size:15px}
.footer-links a:hover{color:var(--gold)}
.footer-contact{display:flex;flex-direction:column;gap:12px;margin-bottom:16px}
.footer-contact a{display:flex;align-items:center;gap:10px;color:#fff;font-weight:500;font-size:15px}
.footer-contact a:hover{color:var(--gold)}
.footer-contact svg{color:var(--gold);flex-shrink:0}
.footer-address{font-size:15px;line-height:1.7}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:28px 0 36px;display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.footer-legal{font-size:13.5px;line-height:1.6;max-width:640px;display:flex;flex-direction:column;gap:8px}
.footer-bottom-links{display:flex;gap:18px}
.footer-bottom-links a{color:rgba(255,255,255,.78)}
.footer-bottom-links a:hover{color:var(--gold)}
.footer-creds{list-style:none;display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.footer-creds img{height:64px;width:auto}

/* ---------- Responsive ---------- */
@media (max-width:1280px){
  .brand img{width:200px}
  .main-nav>ul{gap:0}
  .main-nav>ul>li>a{padding:12px 9px;font-size:13.5px}
  .header-cta{padding:11px 15px;font-size:14px}
  .header-inner{gap:14px}
}
@media (max-width:1080px){
  .page-grid{grid-template-columns:minmax(0,1fr) 300px;gap:40px}
  .cw-mega{min-width:480px}
  .footer-main{grid-template-columns:1fr 1fr;gap:40px}
}
@media (max-width:1080px){
  :root{--header-h:72px}
  .brand img{width:190px}
  .nav-toggle{display:flex}
  .header-cta{display:none}
  .main-nav{display:block;position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:var(--navy);overflow-y:auto;padding:12px 24px 40px;transform:translateX(100%);visibility:hidden;transition:transform .25s,visibility 0s .25s;margin:0}
  .main-nav.is-open{transform:translateX(0);visibility:visible;transition:transform .25s,visibility 0s}
  .main-nav>ul{flex-direction:column;align-items:stretch;gap:0}
  .main-nav>ul>li{border-bottom:1px solid rgba(255,255,255,.08);display:flex;flex-wrap:wrap;align-items:center}
  .main-nav>ul>li>a{flex:1 1 0;min-width:0;padding:16px 4px;font-size:17px;border-radius:0}
  .cw-has-drop>a::after{display:none}
  .cw-caret{display:block;width:48px;height:48px;border:0;background:transparent;cursor:pointer;position:relative;flex-shrink:0}
  .cw-caret::before{content:"";position:absolute;left:50%;top:50%;width:9px;height:9px;border-right:2px solid #fff;border-bottom:2px solid #fff;transform:translate(-50%,-70%) rotate(45deg);transition:transform .2s}
  .cw-has-drop.is-open .cw-caret::before{transform:translate(-50%,-30%) rotate(-135deg)}
  .cw-drop,.cw-drop-right{position:static;flex-basis:100%;min-width:0;background:transparent;box-shadow:none;padding:0 0 12px 12px;border-radius:0;margin:0;opacity:1;visibility:visible;transform:none;display:none}
  .cw-has-drop.is-open>.cw-drop{display:block}
  .cw-has-drop:hover>.cw-drop:not(.cw-mega),.cw-has-drop:focus-within>.cw-drop{display:none}
  .cw-has-drop.is-open:hover>.cw-drop,.cw-has-drop.is-open:focus-within>.cw-drop{display:block}
  .cw-mega{grid-template-columns:1fr;gap:0}
  .cw-has-drop.is-open>.cw-mega{display:grid}
  .cw-drop a{color:rgba(255,255,255,.85);padding:10px 12px;white-space:normal}
  .cw-drop a:hover{background:rgba(255,255,255,.06);color:var(--gold)}
  .cw-col-h{color:var(--gold);padding-left:12px}
  .mobile-cta{display:block;margin-top:22px}
  .mobile-cta .button{width:100%;justify-content:center}
  .page-hero{padding:48px 0 44px}
  .page-body{padding:44px 0 56px}
  .page-grid{grid-template-columns:1fr;gap:40px}
  .page-sidebar{position:static;order:2}
  .page-content{order:1;max-width:none}
  .toc{display:none}
  .cta-inner{flex-direction:column;align-items:flex-start;text-align:left}
}
@media (min-width:1081px){.mobile-cta{display:none}}
@media (max-width:640px){
  body{font-size:16px}
  .side-contact a{font-size:14px}
  .container{padding:0 18px}
  .page-hero h1{font-size:32px}
  .page-hero .hero-sub{font-size:17px}
  .legal-section h2{font-size:23px;padding-left:14px}
  .legal-section ol>li{padding-left:38px}
  .callout{padding:16px 18px}
  .footer-main{grid-template-columns:1fr;gap:32px;padding:48px 18px 36px}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .footer-creds img{height:52px}
  .cta{padding:48px 0}
  .cta-actions{width:100%}
  .cta-actions .button{width:100%;justify-content:center}
}
@media (max-width:380px){
  .brand img{width:160px}
}